Against a challenging economic backdrop, the Chancellor's Autumn Statement in December 2012 outlined a range of measures aimed at making the savings needed to protect the economy and invest in programmes for growth.
Keeping your business dynamic and forward-looking is not just a matter of chasing new customers. It involves every aspect of the business operation, from marketing to product development, from administration to training, from financial management to creative thinking.
No matter how much cash there is in the bank or how large its stock is, a firm's most valuable asset is its employees. Taking care of your staff can make the difference between an ordinary business and a truly successful one.
The actions that are being taken by governments to combat climate change will have a significant impact on businesses over the coming years. As well as helping to safeguard the environment, going 'green' can have several other advantages for a firm.